Toreko: Daily payouts keep coming up this week. Does being able to request more often automatically make an account better?
USK: I would first check whether the account remains usable after the payout. With FTM Perps, the overall loss floor moves after the first funded reward is approved.
This week covers FTM Perps, changes at FTMO Futures and Earn2Trade, and Topstep Labs’ daily-payout experiment. November offers also need to be separated into purchase discounts and post-pass activation discounts.
Reporting period: November 2–6, 2026. Public-web recheck: November 7, 13:58–13:59 JST (UTC+9). FXIFY public pages were rechecked at 14:22–14:23 JST. Email conditions are attributed to official communications we received, separately from public-web and checkout verification. This is a review of official information and company communications, not a record of USK purchasing or withdrawing from every product. Conflicting official descriptions and untested purchase eligibility are identified separately.
Disclosure: This article and some linked USK articles contain affiliate links. Check each firm’s eligibility rules and final price before purchasing. Eligibility to request a reward does not guarantee approval, transfer or receipt.
1 | FTM Perps: The Overall Loss Floor Moves to the Initial Balance
FTM Perps is a simulated evaluation service on FTM Terminal. Its site references exchange market data, but orders are simulated and are not sent to an exchange. Do not import the rules of similarly named FTM CFD programs.
A $20,000 Example: Before and After the First Approved Reward
The dedicated FAQs describe a static overall drawdown of 3% for Infinity and 5% for Infinity Plus, throughout evaluation and until the first approved funded performance reward.
| Plan | Overall stop-out before the first approved funded reward | Overall stop-out after first approval |
|---|---|---|
| 1-Step Infinity | $19,400 | $20,000 |
| 1-Step Infinity Plus | $19,000 | $20,000 |
Before first reward approval
Infinity $19,400
Infinity Plus $19,000
After first reward approval
Both plans $20,000
Moves once, then stays fixed
Either Balance or Equity reaching the floor is a breach. Daily DD is a separate rule.
After that first approval, both floors move once to the initial balance and remain fixed permanently. Either Balance or Equity reaching the applicable floor is a breach. The trigger is approval of the first funded reward—not the purchase, request date or receipt of funds.
Toreko: Plus starts with more room, but both plans end up with the same floor after approval?
USK: Exactly. ‘No mandatory buffer’ does not mean withdrawing all profit is safe. The remaining distance to the loss floor matters.
Sources: Infinity overall DD / Plus overall DD, rechecked November 7. This is an official rule example, not USK’s trading performance.
Daily Drawdown Is a Separate Calculation
Both dedicated FAQs use 3% of the initial balance for daily DD. At 17:00 ET, that amount is subtracted from the higher of Balance or Equity. For a $20,000 account, the deduction is $600.
The official example has Balance of $21,000 and Equity of $26,000 at the reset. The new daily floor becomes $25,400; Balance is already below it, causing an immediate breach. Unrealised profit does not necessarily mean a comfortable cushion.
Infinity daily DD / Plus daily DD. This article retains the official FAQ wording, 17:00 ET. That corresponds to 22:00 UTC in US winter time and 21:00 UTC in summer time, but whether the service follows ET throughout the year remains unverified. We do not fix a UTC or JST reset time; check the applicable official wording before trading.
Commission Is Not Presented Here as a Settled Rate
Commission conditions are being confirmed. The difference between the retrieved dedicated FAQ/English homepage and the earlier Japanese homepage retrieval has not been resolved. The Japanese page could not be re-fetched, so applicable accounts and the latest terms are not established. No specific rate is adopted as confirmed. Check official pages before trading; confirm applicable accounts and current commission terms before trading.
Official commission FAQ / Japanese official homepage and general rules
The exact launch time, Plus checkout price and actual account-breach behaviour remain unverified. The site’s cumulative payout figures cover all FTM programs and must not be described as FTM Perps-only results. No purchase, order or payout was made in this review.
2 | FTMO Futures Growth: Changes for Newly Created Evaluations
The November 5 official update applies to new Evaluations created from November 5 at 18:30 JST (04:30 a.m. ET). The distinction is the Evaluation’s creation time, not simply whether a purchase happened that day.
| Condition | Growth 100K: old → new | Growth 150K: old → new |
|---|---|---|
| Maximum DD, EOD trailing | $3,500 → $3,000 | $5,000 → $4,500 |
| Minimum daily P&L on each of 4 Qualifying Days | $250 → $300 | $300 → $450 |
Maximum DD applies to Evaluation, Sim-Funded and Live Funded accounts; payout eligibility applies to Sim-Funded accounts. Evaluations created before the cut-off, and the Sim-Funded/Live accounts they lead to, keep the old conditions. The daily loss limit and other Growth objectives are unchanged.
Toreko: So two 100K accounts can have different rules?
USK: Yes. I would first check creation time and account stage. This is a Growth rule update, not the launch of FTMO Futures.
FTMO Futures official November 5 update →3 | Topstep Labs: Daily Payouts Are a Two-Drop Experiment
The November 5 announcement describes two $50K Daily Payouts+ products: #010 End-of-Day Trailing and #011 Static. This is not a permanent rollout to every Topstep account.
After activating Express Funded and clearing a $2,000 profit buffer, eligible traders can request $250–$1,500 daily, using profit earned since the last payout. The alternative 5 Winning Days route offers up to $4,000 on #010 and $8,000 on #011. An eligible route can be selected at each request, but taking a daily payout resets the 5 Winning Days counter.
Toreko: Daily does not mean the first $2,000 is freely withdrawable.
USK: Right. Request frequency and the amount available to withdraw are separate questions.
Purchase prices, regions, availability, deadlines and actual application to an individual account remain unverified.
Topstep official Daily Payouts+ announcement → 4 | Earn2Trade: Fixed Contracts and Five Days Meeting Profit Benchmarks
These changes apply to subscriptions purchased on or after November 2. Earlier subscriptions, their rebills, resets and resulting funded accounts retain their previous rules.
The TCP/Gauntlet Mini Progression Ladder has been replaced with system-enforced fixed contract limits in evaluation and funded stages. More profit does not automatically unlock additional contracts.
| Account size | Maximum standard contracts | Minimum net profit on each qualifying day |
|---|---|---|
| 25K, TCP | 2 | $100 |
| 50K, TCP/GAU | 4 | $150 |
| 100K, TCP/GAU | 8 | $200 |
| 150K, TCP/GAU | 12 | $250; profit-day table specifically names GAU150 |
| 200K, TCP/GAU | 15 | $350; profit-day table specifically names GAU200 |
| 400K, TCP | 20 | Not listed in that official article; unverified |
Ten micros equal one standard contract. Five qualifying profitable days are required before each withdrawal on both LiveSim and Live. Benchmarks are after commissions and fees. Days need not be consecutive; a loss or flat day between them does not reset the count. After a withdrawal, the count starts again for the next request.
The official trading day runs from 17:00 CT to 15:50 CT the following day. Merely finishing slightly positive is not enough. The $100 net minimum withdrawal, no required funded profit buffer or consistency rule, existing profit split and weekly withdrawal schedule are unchanged. Actual withdrawals have not been tested.
Earn2Trade official November 2 update →5 | FundedElite: NOV40 Is for Purchase, ACT20 for Post-Pass Activation
The following is according to the official FundedElite emails we received, dated November 2 and 3, 2026. This does not mean the same conditions were verified on the public website or successfully applied at checkout.
| Code | Stage | Email offer |
|---|---|---|
| NOV40 | Eligible challenge purchase | 40% off; Flash purchase excluded |
| ACT20 | Activation after passing an eligible Flash account | 20% off activation, not the initial participation fee |
Both offers include two Whale Packs, six cards in total, and 10,000 credits. The November 3 email states November 22, 2026 at 23:59 JST. The November 2 ACT20 email names JPY 5m, 10m, 20m and 35m Flash sizes and requires activation within the campaign period.
Card contents are random; a particular effect is not guaranteed. Credits are not cash. All eligible NOV40 sizes, addition to standard benefits, combination with USK benefits and referral attribution remain unverified. This is not a report of verifying current final charges or benefit delivery.
FundedElite NOV40: 40% Off + 2 Whale Packs and 6 CardsExplore the NOV40 email offer: 40% off, two Whale Packs and 10,000 credits. See the Flash exclusion and checks before viewing official plans.Read article → 
FundedElite ACT20: 20% Off Flash Activation + 2 Whale PacksACT20 offers 20% off eligible Flash activation after passing, plus 2 Whale Packs, 6 cards and 10,000 credits. Activate by Nov 22 at 23:59 JST. Includes PR.Read article → 6 | Briefs: Resets and November Offers
Tradeify: No Funded Reset for an Account History With a Payout
The official FAQ covers Select simulated-funded 50K/100K/150K Daily/Flex accounts, within 30 days after breach. The replacement retains size and payout type, but resets profit, payout clock and consistency progress. Each account history allows two uses at most; the second costs 10% more.
Any previous payout in that account history makes it ineligible. The 25K, evaluation, Growth, Lightning and real-money Live accounts are excluded. Live ownership by the trader or a household member, Live review, compliance holds and purchase caps can also exclude eligibility. It is not a universal paid recovery option. Introduction date and first-use price remain unverified, so it is not labelled a launch this week.
Tradeify official FAQ →FXIFY: An Expiry Date Is Not a Confirmed Expiry Time
The official homepage HTML reconfirms FUNDED25, 25% off plus two free addons, and an expiry date of November 24, 2026. The precise time, time zone and addon breakdown across programs remain unverified.
Instant Lite eligibility remains unverified. We re-fetched the official homepage and public Instant Funding page, but did not confirm an exclusion in current reader-visible conditions. An HTML comment is not a basis for declaring it excluded, and identical benefits are not asserted across every product. The November 6 company email’s free 90% split for Instant Funding Standard is not extended to every Instant product. Purchase application is untested.
Fintokei: BLACKFRIDAY20’s FAQ Excludes JPY Accounts
The official FAQ says 20% off, available to new and existing traders, not combinable with other codes, and JPY accounts excluded. The landing page instead says all programs/sizes. Start dates also differ: October 30 in the FAQ versus November 2 on the landing page.
The stated end is midnight on November 29, without a time zone. It is not converted into a claimed 23:59 JST deadline. Do not confuse this with separate JPY offers. Individual checkout application remains untested.
Fintokei official FAQ / Landing page
Six Fintokei Coupon Codes: FINVUBSK, Currency and Source ChecksFINVUBSK’s first-purchase 30% offer and October 27 record, official campaigns and promoter listings, with JPY exclusions, unverified terms and no current checkout retest.Read article → Funded7: NOV25’s Email Body and Footer Give Different Dates
According to the official Funded7 email we received, dated November 1, 2026, NOV25 offers 25% off all Two Phase sizes, one challenge per order and no combination with other codes. This is not public-web or checkout verification. This is an ongoing November offer, not a newly announced W45 item.
The body contains the nonexistent date “November 31”; the footer states November 30, 2026 at 23:59 JST. This article uses the footer. The company has not been contacted to confirm a correction. Today’s public-homepage retrieval did not independently reconfirm NOV25, and checkout application remains untested.
Funded7: Rules and trading conditionsJapanese articleJapanese guide. The current November offer is described separately above.Read article → 7 | Takeaway: Daily Requests and Account Survival Are Different
Toreko: Start with the post-payout floor, qualifying profit days and whether the account is under the old or new rules?
USK: Yes. I would check the conditions for continuing to use the account before focusing on frequency or discounts. When official sources disagree, I would retain that uncertainty instead of selecting whichever version looks attractive.
Separate request eligibility, the loss floor after approval and the stage at which an offer applies. Check current firm terms before purchasing or trading.
